Quidco - Be Quids in with the biggest Cashback Site

Hi everyone, 

Hope you are all well and looking forward to Spring - it's nearly here!

Just a short note to remind you of one of the biggest cashback sites out there - Quidco. This is an essential site to be a member of, offering great tracking, excellent customer service and have been going for many years so I have no hesitation in recommending them as a must-join site.

This is the first site I check for any cashback and their advertised top benefits are:

• The UK's no.1 discount site
• Cashback, voucher codes and printable vouchers
• 2,000 retailers including Amazon, eBay, Tesco and Pizza Hut
• UK exclusive - many of their vouchers also come with extra cashback
• Over 1,000,000 members = biggest buying power

I recently used them for car insurance with the AA and earned £26, every little helps especially with car insurance constantly going up! Plus I got a free years worth of roadside assistance which was a bonus.

Join Quidco here

As always, it is best to compare various cashback sites before making your purchase, so you always get the best rates.

Plus always, always remember to clear your cookies just before you decide which cashback site to go with.

Also a chance for me to remind you of my new website focusing specifically on cashback - please visit Earn Cash 4 Clicks and keep up to date with the blog to have the latest info.

Enjoy cashbacking and check back soon for other updates!

How much unappreciated cash is in your house right now?

Ok, so you will probably look around and say 'none' or 'well I have £1.10p in my purse'... but what if you were to find out what's really in your home and imagine it like a little pile of cash?

I spent the day doing this and here are some examples:

- Thai money from an old holiday - £3 worth
- Dollars from an old holiday - £4 worth
- Books that I will try to sell on Amazon - £4 worth
- Books that I can't sell online as a bit tatty - £2 worth
- Collectible items I bought for selling on ebay but haven't done yet - £8 minimum or £16 max if they actually sell
- Clothes I keep meaning to put on E-bay - £6 worth
- Cash in an old savings account I keep meaning to draw down £0.90
- Small radio brand new that I need to sell - £4
- Old kitchen handles - selection - that I could sell - £2
- Next voucher I keep meaning to use but always forget to take into town - £10
- Kitten accessories we no longer need as our kitten is a teenager cat now - £5
- Old computer we could sell for spares - £10

So there you have it - around £61, and that's the things we *know* we have.
As Spring approaches - is there an empty box you can start filling for e-bay, or a car boot sale?
Maybe that cash could then be used to buy something in Spring at a discount that will come in handy for Winter for example. Anything bought now in the sales, or obtained free, could save money for the future. Question is - what to buy!
I think I will start to make a list so I can keep an eye out for things we will need later this year as our tule in the new home is to buy as much either cheap or second hand as we can... or even better - free! This week we got a free poster on Freecycle, so that's a start!

Cheesy Goodness - Another Cashback Site to click!

Hello everyone,

As you know, I love cashback clicking - it's a free way to earn a few pennies regularly, for free, that at the end of the year you can use towards something nice. For me, it's almost always free food and booze at Christmas.

Well I now have a new site for you to click on and add to your daily routine - do see the Cashback menu on the right for other sites you might like to look at and consider using.

Thin Cheese Cashback Site
Link: Click here to join

This is a sister site to the great FatCheese Clicking Site and both of them offer great ways to earn cash for free (by clicking), or for buying things you were going to buy anyway. Examples of these are below:

- Sky+ gets you £100 cashback!
- Hastings Direct Car Insurance £46.50 + FREE £30 Fuel vouchers + half price MOT
- T-Mobile £35.00 for phone contract
- Synovate. £1.50 cashback when you register.
- Coral - if you sign up to Coral, get £10 cashback instead of £5 by following my link above.
- Bingo Day - £45 Cashback - sealed with the FatCheese Guarantee!

These offers change, but ised in combination with Daily Clicks as shown on my Routine, van earn a tidy sum over a year.
My recommendation though would be to only join 2 or 3 sites to start, until you get a feel for it.
As an example, I have earned £6.50 cashback for free from a Vistaprint order I wanted to place anyway, and in a few months will earn roughly £30 for changing gas and electric to a new supplier, something we had in mind already.

I hope thi shelps you save some cash in 2010 towards a treat, debt reduction, or Christmas - enjoy!

Extra Revenue Streams – Why We Should All Have Some

This month our spending was higher than normal, but yet less than this time last year. Why? We decided to be one of the millions that decided to take a Staycation, ie: not go abroad this year and stay instead in the UK.

This saved us around £800 compared to a beach holiday in Europe, so it may set a trend for years to come! We still had great food, relaxing atmosphere and lovely adventures, so it seems that the ‘extra’ £800 for say Greece, would then seem to account for the ‘sunshine’ element, which is quite a lot really. I am impressed we stuck to it and will definitely try another staycation for those kinds of savings. Needless to say, the staycation means more money has remained in our savings accounts, which is very unusual at this time of year!

In August after we returned from Staycation, I still diligently logged all my spending at www.spendingdiary.com and am pleased to say I am on target to reach the end of the month with my £100 ATM money (see articles in the ‘Money Saving’ section of the right hand menu for some inspiration on this small but effective money saving technique). In September I will try to reduce this to say £90 and see how I get on. It means I should have some ‘extra’ in the bank account at the end of September to transfer to savings.

Apart from that, I am focusing on Extra Revenue Streams. This means that apart from my normal income, I try to find other ways to bring in cash. One of the main ways is through Cashback Sites (see righthand menu). In August I received around £21, and this all goes into savings. To me this is free money, so I either spend or invest it, to make sure it doesn’t disappear on silly things that I struggle to remember later on.

We should all try to have these as it helps you have some extra cash, in case your main income changes or stops altogether.

For another Extra Revenue stream, I am also learning about Google Adwords, which are now on this Blog. I hope you don’t mind but even if you only click one link that is of interest on the Google ads, this helps me out immensely and shows readers are enjoying what I write and what appears on the blog.

Amazon is another stream, which in August earned me £6.80 for some books I sold, this has also gone into savings.

Even if you can only add small amounts, set yourself up a spreadsheet that inspires you – log every extra bit of money you can earn there and make sure it gets saved, or at least spent on something that can bring you future savings (say special offers on food, maybe some hair clippers, or special offers on clothing you know are worthwhile).

Your comments would be so welcome on sharing what ways you create extra revenue for yourself – how can we all do more and motivate eachother?

Fat Cheese - Cashback New Kid On The Block!

Hi all,

Today I have another interesting cashback website for you - they're called FatCheese, a strange name but they seem to have good offers!

(If Cashback sites are new to you and sound confusing, don't worry - it's a great way to make money online and buy items you were going to buy anyway - see the Cashback Sites section on the right hand side).

A few sites as you all know just get you in on good offers and then once you start to use them, you see those offers dissapear. Some of the sites remain more loyal to customers than others. It seems FatCheese are aiming to be a real contender, with enough going on to keep us all interested, plus with quick customer service response as well but this is my first impression after a couple of months.

Customer service has not always been great with these types of sites, nor do they always share 100% of what they get from suppliers with us. So far my queries have been answered quickly, and my transactions are tracking smoothly, so I thought it was time to write about them a little more.

From what I can see at the moment, they have a good selection of offers on, it might be that some of them are of interest to you now, but you can always take them up another time if you don't need them at the moment. However, these ones seem particularly good, 3 of which involve no spend at all.

Some of the Best Offers at FatCheese today:

- Sky+ at £75 cashback. You can get a free Sky+ box plus £25 Tesco voucher so overall this is worth quite alot - IF you were planning to subscribe to Sky+ anyway.
- Hastings Direct Car Insurance. FREE £20 MOT voucher just for getting a quote, so there is no actual need to take up the offer if yous insurance is not yet up but you want to get an idea of prices.
- T-Mobile FREE SIM cards. £1 cashback for ordering two FREE SIMs. Costs nothing and is useful too if you need some SIMS.
- Gala Bingo. £20 cashback for each new player depositing and wagering a minimum of £5. Essentially you would get £15 free in cashback terms.
- Synovate. £1.35 cashback when you register, easy and quick to do.

As always make sure you clear your cookies effectively (ie: delete all cookies before you log in to the cashback site to make any purchases or register for no-spend offers such as the above SIM cards or Synovate / Hastings Direct) - see my Cashback section on the right-hand side menu for more tips, or request my full guide.

In addition if you follow my referral link:

Fat Cheese

You will get access to an extra £5 to use Coral, currently it's £5 cashback but the above link will give you £10. This will be credited in due course on your statement. You may of course like to check other sites for what they offer, I just thought I'd mention this little extra if relevant to you as that extra £5 effectively pays for your admin fee on FC.

Soon they will be offering a full 10% cashback on purchases at Play.com which is a great offer, given that you cannot get any cashback for Amazon. This means if you buy a £15 DVD from Play.com via FatCheese you would get £1.50 back, reducing your price to £13.50...

I would love your views on this site once you have started to also use it, so we can all comment on whether they may be serious contenders to Quidco!
They seem to offer 100% cashback rather than 'share' the cashback' with members. They do charge an admin fee but I think overall this will still be worthwhile, especially with the kind of offers they are starting to make available.

As always over the coming weeks I will keep you updated on any other sites and will also be updating my cashback site Guide with more info, removing the sites that have been failing members and updating with fresh offers and new sites.

Enjoy the sunshine out there today!

More cashback sites - more pennies, more pounds!

I have found a couple more ways to make some extra cash, which you may like to also try and then we can share feedback on here or on my MSE thread:

A a brand new site called FatCheese which has recently launched and has several daily clicks (ie: free clicks that earn you money - see my cashback section on the right for more articles about how to make money this way).

Fatcheese link - daily cash clicking

Hopefully we can all make some extra cash on these, as 8 months to go until Christmas which wil allow lots of click payments to build up.

We Promise To:
http://www.wepromiseto.co.uk/r/795295

I have a dedicated cashback guide explaining the routine I follow, and the cashback sites I use - simply drop your e-mail on this article if you would like a copy, but remember that once you have received the guide you should delete your e-mail address from here in case any third parties get hold of it.

Make money by reading e-mails & clicking

I hope you are all well and enjoyed the lovely weather this weekend. My time was spent outdoors enjoying the sunshine and then on Sunday relaxing...

I also spent time researching more ways to beat the credit crunch as well as updating the clicks guide that I send out to people (see 'Cashback' section on the right, the guide is now worth £4.70 per day - drop me a message with your e-mail address if you would like a copy of that guide).

So the site below is yet another new way to increase earnings and could give you an extra £50.00 + per year... there are banner clicks, payments to sign up to sites, bonuses, e-mail clicks and more that pay you a small amount each time.


Here is the link:

Sterling Mails


Sterling Mails is a British 'paid to click / read emails site. This site offers lots of different ways to make small amounts of money and these include:


Paid to Read Emails - you generally receive about ten emails per day.
All you have to do is click on the link provided and then keep the site open for the required amount of time (around 15 secs).
These generally pay 0.025 pence, which doesn't sound much, but they do all add up!

Paid to sign up - Now some of these are really quite lucrative.
These are the chances to be paid for signing up to various websites, and once you paste in your confirmation email text and press submit, you will be rewarded with anything up to £5!

Paid to click - there are a number of sites which you can click on on a daily basis. They are in the Sites section of Sterling's website. You don't have to actually do anything as long as you keep them open for the specified amount of time. You just do one at a time. They will also e-mail you these links.

It then credits your account automatically a few seconds after your window confirms it's been logged.

Referrals - If you can get friends and family interested in the site you can then also earn a percentage of their earnings too. This means that when your referrals get others to sign up, you will also earn from them too.


How do I get paid?
Payments are through PayPal and you only need to earn £3.00 before you can cash out.

According to feedback this does not take very long to reach with the amount of emails that they send for you to click on.



So you can probably earn roughly a nice extra per year plus any wins from bonuses and plus any referrals.

That could end up paying for some Christmas drinks & nibbles!


The link to sign up is here:

Sterling Mails


Drop me a line with any questions or come and say hello on the MSE Clicking thread...

http://forums.moneysavingexpert.com/showthread.html?t=609037

Loyalty Brings... a £10.00 Bonus!

Loyalty Shopper are now as of February offering ...

OFFER 1) they will give you £10.00 now if you join (above link) then click their 'Starter Bonus' section when you join (top left of their website). All you need to do in that section is sign up for two quotations with their selected partners. Once you complete two of the offers online, £10.00 will be credited to your account. You only need to apply for the quotes - you do not need to pay or comit to anything, to get the free £10.00. Then....

OFFER 2) IN Addition - a great £4.00 bonus to anyone who only cashes out when they reach £45. Then, if you hang on longer and only cash out when you reach £100, they will give you an amazing £10.00 bonus.

Hang On... What does that mean?

If this is all sounding too confusing... Cashback sites are websites that offer you cash for purchasing things you would normally buy anyway.

For example - you might normally buy from JohnLewis.com. However, if you buy via a cashback site, you will buy the same item from John Lewis, say a £100 MP3 player, except the cashback site themselves will give you say 5% cashback into your bank account!

That means technically that you only paid £95 for something you were going to buy anyway. So in that example you get £5 in your pocket!

In 2008 I made lots of money this way - and it works amazingly well on home insurance, travel, car insurance, cd's & dvd's and almost anything you care to think of. Just remember to clear your cookies before each purchase...



Join Loyalty Shopper then sign up to some of their bonus starter offers and incentives. If you joined today you could make around £30 from sign up offers by hardly spending a penny.

LS are a very friendly site and not only are they good for cashback purchases, they are also great for FREE daily clicks, clicks that earn you cash without spending at all. Loyalty Shopper offer you around £0.35p per day for you to click these links!

Last year I made enough across the various sites in my guide to pay for Christmas, so IF you have spare time every day - use those 15 minutes to pay for food & presents!

Click here for my guide to all you need to know about cashback sites

Various Websites to help the budget

Ok, so February is cold and miserable, a great time to stay in and keep that spending to a minimum... Here are some sites I recommend to get the creative juices flowing in terms of cutting back:

Spending Diary - Use this free useful site to track your daily spending. That's the muffins, the magazines, the extra glass of wine, the chocolates and more... by the end of the month you will finally know where it all goes and can cut back!
By cutting back on buying lunches for work last year I have saved around £30 per month, or £360 per year. If someone came up to you today and offered you £360 in cash to make your own lunches at home, would you do it? How about if they offered you £104 to stop buying chocolate and therefore be healthier? Magazines would be £160 in your pocket if you read them in the library or Borders instead of buying them... not to mention greener for the planet! We will all have different ideas on what our limit would be - try to re-define yours.


Volunteer4Panels - If you are accepted, this cashback-type site enables you to accrue points which you can then turn into high street vouchers. We save these for Christmas or clothing, very handy and only takes a few minutes per week. All you need to do, is tell them each week what clothes/cd's/beauty products you have bought and you will earn at least £1.50 per week if you do this.

MoneySavingExpert - Of course, I wouldn't even have this blog if it were not for the great Martin Lewis - we've truly turned around our spending since finding this site. The forum is particularly useful and so insightful, to learn from so many generous people that share their tips and hints. I have learnt so much and we have made many changes - we now try to give back on the forums and this blog and pass it on...

Take the chance to review things and prepare for the coming year - what are you aiming for? What real goals would you like to achieve by the end of the year? What small steps can you take now, so that in a few months you are closer to them?

We have a few in mind and have been talking about the small stepping stones, an example is only going out to a meal once per month. This could be seen by some like something we could cut out, but one meal per month at around £25 (less if we use buy one get one free vouchers etc) won't break the bank and it helps us avoid take-aways etc the rest of the month. Plus it means we save gas & electric at home one night per month by not cooking, not washing up and not having the tv/computer on... we can catch up with eachother properly and have some quality time.

So in these troubled times with so much talk of recession / depression we all need to get planning now, see what sites we can all join to help save or make cash... Here's to the year ahead and us getting through it all together.

Painless Savings in painful times

Ok, so we all know the credit crunch is here to stay, and now economists are saying that this isn’t even the worst of it and could even topple from being a ‘Recession’ to a ‘Depression’ (The old joke goes that Recession is when your neighbour loses their job, a Depression is when you lose yours). Obviously, it’s no joke, so we’ve all got to do more than *think* about tightening the belt – we’ve got to get a thinner and longerlasting belt too.

Most of us are doing this already, but I thought what else can we do? It already hurts so much to work all day, and not really splurge even though every day is a slog in the 9-5 grind, or a fulltime job at home caring for others.

My thoughts this year, over and above what we did last year:

- Hubby will continue to have his hair cut Chez Moi, rather than a hairdresser. Perhaps he’ll go to them twice a year rather than say 8 times. Saving? Around £50.

- Less meat. So far we’ve only cut what what we spend by getting deals etc. This year we will actively cut back on meat, especially red meat, and enjoy more locally sourced vegetables, including reduced prices ones if we shop at our local market or late in the day at the supermarket.

- Less clothes. OK, it hurts for a girl to say this, but really I should try to cut back. I can then save money and if I buy good quality items at second hand stores, I will also be more eco-friendly as well as helping a charity. Win/Win all round. I make exception for shoes which I cn

- More pension – I currently pay into a private pension but if I can I would like to upp this, because in the current market your pension payments are buying you more for less than they used to. This is called Pound Cost Averaging – drip in slowly and you will hopefully have a safer time in these storms.

- Less waste. Eat whatever we buy – nothing goes in the bin. We have bought more and more from the fruit and veg market over the last 12 months, which means we can buy just 4 tomatoes if that’s all we need, rather than a shrink wrapped pack of 8, of which 2 may end up in the bin. It’s also greener as involves less packaging.

- More discounts – There’s no harm in asking, and if asking saves an average of 10% of some purchases, we’ve gained 10% in our pockets.

- More Free clicking – I will click as many offers and free cash-earning clicks as I can in 2009, to hopefully beat last year’s extra earnings.

- More working for ourselves – We’re self employed as well as having full time jobs, so the more we can earn the more cash we can save, and in the current market cash is king.

- Less energy – Use less gas and electric where possible and switch every 6 months if this offers significant savings, or other bonuses such as Nectar points, cashback or vouchers.

These are my ideas so far – what do you have planned – what are you going to spend more on (to reap rewards in the long term) or spend less on (to save cash)?

Christmas Madness or sanity?

Well the season has truly begun! Time to set up trees, get the bulk of Christmas present shopping underway and even start giving some thought to the Christmas meal. We’re looking forward to the break and all the festivities, however this year we have agreed to have a limit to what we spend on eachother – this way we both know there will be no overspends! Amongst family we agreed no presents to save us all some money, but for children etc of course there’s no limit.

Our Christmas food and drink will again this year be courtesy of cashback sites (click the links on the right hand menu if you would like to know more). I believe I have beaten last years amount made – and remember this is all made entirely free, from simply clicking on internet sites. My estimate will be £360 made from free clicking. Next year I will up the limit and hope to make more but it all depends on how much time I have to dedicate to it.

In addition to cash made from clicking, we have received over £100 in vouchers throughout the year, from Pigsback, stationery companies and also from competitions etc. We chose to receive these in Marks & Spencer, Waitrose, Next and the Burtons group. This will be spent in Marks & Spencer (£50) and Waitrose (another £50). I will buy Xmas bits and pieces but as we are away for most of it this year, I will try to buy staples with this cash too, such as tea, coffee, marmite, rice etc. Personally, I then also received approximately another £50 in vouchers which was used for birthdays and clothes etc.

Overall, from money saving activities and ideas, we have been able to give ourselves a £600 raise in vouchers and cashback, plus approx £1,500 in other savings, meaning that over £2,000 has stayed with us, rather than being passed on to other companies or being wasted! Food waste has been a big thing for me the last 4 months or so and it really has made a difference.

Plus as you can see from this blog the following steps have helped me a lot:

- Making chutneys, curds etc
- Batch cooking to freeze various portions
- Shopping last minute in supermarkets to get reduced items
- Creating and using my PriceBook (see right hand menu)
- Using cashback sites and Free Clicking to the maximum (see right hand menu)
- Buying presents as and when throughout the year so that I don’t pay high prices at Christmas or on last minute impulse birthday gifts for example
- Re-using wrapping, getting creative round the house by recycling rather than buying new
- Buying clothes and items for the home from charity shops. This applies only to very good quality items and has saved us a lot of money.
- Buying during sales, and planning ahead.
- Using a cashback credit card then paying it off in full each month, gaining cashback at 1% on everything I buy.
- Getting a free Orange SIM card so I can go with a friend to see half price movies on a Wednesday. I loaded it with £10 over a year ago and I still have lots of credit as each text costs pennies and I go perhaps twice per month.
- Using discount vouchers for meals out etc – almost all restaurants have begun to offer these this year in a big way and this has influenced where we eat out at least 50% of the time.
- Using discount vouchers for clothes, homeware etc.
- Work extra in self-employed capacity – a few hours per week can really add up and is well worth it for anyone who can do this

All of these steps have made a massive difference which we will definitely carry on in 2009 in a big way.



If you have any suggestions as to what we can all do, or special steps you are taking, please do leave a message as we could all do with more ideas in these credit crunch times!

Dropping temperatures and the Icelandic Freeze

I don't know if any of you are affected by the drama in Icelandic banking right now, but we have been. These past few weeks have been a stressful rollercoaster ride, with hopes high for updates from the government, hopes low when we have found there are yet more delays. Yet now things seem to be moving faster, with the latest update on Friday 24th from the FSCS that by the end of November, everyone should have their cash back via electronic transfer. I breather a sigh of relief for now and can turn my attentions back to this here blog...

Seems this week temperatures are set to drop below double digits - so it's time for the yearly hunt for scarf, gloves (will I find the set of 2 this year?)and even the big ol' coat in the cupboard... I have resisted the urge to fish it out from the depths of 'Winter Clothes', but I can see that this week I will have to. This coat is warm, and made even warmer still by the fact that I bought it with proceeds from Cashback Sites - see the right menu - so it was totally free! My Autumn boots were also free, both items to last a good 3 years each.

You may think - 'What - how can I do that?'. Well it takes time and effort to start off and get used to it, but I do recommend you take a peek at my articles on Cashback, as most things you buy online can give you cash back via special sites. You can also even get cashback for your time - clicking away, to earn free cash.

This is the perfect time now that nights are drawing in and the temperature is dropping - why watch TV when you could be counteracting this credit crunch madness? In 2008 I will have earned at least £400 from this, a nice payrise especially if you save the cash and let it work extra interest for you.... just don't put it in an Icelandic bank! But still, Christmas is made easier as I save up all the cash and in December decide how it will be spent. A great time for some luxuries and then also to spend in the January sales (mind you, sales seem to be at any time these days).

So what are your plans for the months leading up to Christmas?
Do you have any money saving tips you want to share?
Let's all think of how we can save cash and protect ourselves against further price increases and tumbling stock markets.

Wrap up warm and look for those chunky toasty clothes!

Clearout for Autumn

With the UK weather treating us to wind, rain and flooding again, it seems a good time to admit that Summer is truly finished - I don't want to pin my hopes on September!

I have now collected some items round the house to donate to charity, and promised that we will not buy many new things for September and October unless we really, really, really need them. Given that we need nothing desperately, this should go ok, although clothes are excluded from the deal... in any case, we have cleared lots of old unwanted clothes too, to allow space for new items.

This the perfect time to review dvd's, cd's, clothes and books that may be sellable, and that we don't want anymore. It might even be taht we can make enough profit for example, so we can put this towards the cost of Christmas.

In saying that, I am also happy to buy items, if and only if, I believe I can sell them on ebay or Amazon. I recently purchased a £2 brand new terramundi ceramic piggy bank jar with tags, which sold on ebay for £7 plus postage. I made £5.20 clean profit right there... needless to say this has gone into my snowflaking account!

As I read recently in a book, imagine that the clutter you have at the moment is actually taking up valuable space and so it's 'costing' you £70 a month, which you could be making in food and gift savings on purchases, or ebay sales. That made me sharpen up my act pretty quickly, as we live in a small flat!

Anyway, my recommendation to you is that given the current weather, you take the time to make space for the new season. Space to start buying Christmas presents you might see at a good price, to stock up on food that may be on special offer, to buy items to sell on and generally get yourself some more value from space in your home.

Good luck!

Free Money in your mouse - yes, really!

http://www.wepromiseto.co.uk/r/795295Free cash? Yes. Make cash from just clicking sites online - no catches, but some (easy but medium to longterm) work involved!

I have now released my latest & updated guide to clicking on the internet. It earns up to a massive £3.59 a day if you follow my sugested clicks! The text below is an explanation on how to get started - contact me via the MSE Link below if you would like the daily routine itself.

The key is:
1) to click every day if possible and
2) be patient as it can take a week or so to show up
3) look at this for the long term

If you take it seriously the next 12 months will be a great chance to get free cashback for clicks for any goal you have. If you also buy your pressies, clothes, gadgets and more via the cashback sites, you will of course earn even more cash on top! I make most of my free cash from just clicking though!


The basic concept:
You can make money daily, from clicking.
Websites will pay you small cash amounts as incentives to click on their links so they can show you their products. You can click on these every day and earn money. You do not need to buy anything. If you click over a period of time, these amounts add up and you can then cash-in what they owe you. Simple - but involves daily clicks and self-discipline!

WARNING:
You must be prepared to put the work in for all sites and to wait at least 12-14 weeks for the money on each site to start to look like anything significant! Remember - this is a long term thing and patience is essential as it can take a week or so for the first cash to drip in so do be patient and read on...




From the cashback sites below I made over £375.89 in 2007 for free + £120 in vouchers (hubby and I do it) from Pigsback so I'm very chuffed indeed (with more pending as I type). I have made NO purchases, just clicking away slowly but surely.

You DO need to be disciplined though to get this free cash & it helps to have a goal in sight - for me it was that Christmas 07 food & booze was totally FREE and funded by cashback sites ;o) and I DID IT!

I can e-mail you the guide and I am sure my cashback routine will help you out even if only small amounts here and there they do add up and when you get the payout it will all be free so I think it is worth it for 15-20 mins a day (or more time = more money if you have the time). I can also e-mail you an automatic cashback calculator to help you see your earnings build up as you go - change it as you like.

Step 1 - Join Up

I recommend you join the sites below (PS: feel free to use the referral links, or if you prefer you can go directly to the sites if you do not want me to refer you). Each site has been selected by me because they are good earners - I have dropped a few over the last few months and the list below are the current updated best in my view:

Get £££££ bonuses straight-away for signing up to these sites!

Here are some links for signing up to the main cashback sites if you are not already signed up:

MoneyBackMadness £10 bonus join-up!
http://www.blogger.com/www.moneybackmadness.co.uk/Register.aspx?rm=10002979&rf=Friend

Non referral – www.moneybackmadness.co.uk


Loyalty Shopper
http://loyaltyshopper.co.uk/forum/register.php?referrerid=12724

Non referral – www.loyaltyshopper.co.uk


We Promise To ** NEW - like Quidco **
http://www.wepromiseto.co.uk/r/795295

Non referral – www.wepromiseto.co.uk


Get Pounds Back

http://www.getpoundsback.co.uk/join.php?muq=795&duq=e0705a

Non referral – www.getpoundsback.co.uk


Cashback Rewards

http://www.cashback-rewards.co.uk/r/?l=1512

Non referral – www.cashbackrewards.co.uk


Cashback Chief £2.50 bonus sign-up!

http://www.cashbackchief.co.uk/referafriend.asp?referrer=sophiegist

Non referral – www.cashbackchief.co.uk

Quidco
http://www.quidco.com/ (not a referral link)


Remember to click the activation e-mails per site to fully start your cashback membership of each site and get the bonus welcome money per site (where applicable).


Remember when you have registered for WePromiseTo, to sign up your debit or credit card details for the OFFLINE shops, you can earn cashback on the high street at:

- Superdrug
- JJB
- Cineworld
- Halfords
- Little Chef

and more coming soon - just by shopping on the high street! If you have registered your cards, those companies will then automatically put up to 3% back into your online WPT account, even though you shopped on the high street.

This is the first time I have seen this feature and it's great!

Also, remember that they do a monthly draw, whereby you can win cash from their Honesty Pot.



Step 2 - Be Disciplined

I have an A4 guide - just e-mail me for a copy. On it I have shown what amounts you earn per click, this way you never forget anything. Remember that the guide is what I have at the moment, you should check each cashback sites yourself as time goes on as there will be new clicks added that are not shown on the enclosed routine. Don't miss out on new or extra clicks!

Do the clicking religiously every day for around 15 minutes (you can choose to do more, or less) and the amounts will build up. If you start to feel lazy or can't be bothered at any time - think of the final goal - what will you use all that free money for? Set your goal and maybe stick a photo next to the A4 Guide as a reminder. Could be a weekend away, Xmas food or Xmas presents, a spa day, paying off debt - anything. Sign up to all the enclosed sites and do it for at least 12 weeks and it will be worth it because you can then start to transfer cash to your savings account, sometimes sooner. Of course as well as clicking, buying through the cashback sites will also increase your cashback to fantastic levels.


Before you go to each cashback site:
Clear Your Cookies

It's important to always clear your cookies between each cashback site just in case, so I have included that as well as a reminder on the sheet. How?
To clear your cookies go to Internet Explorer > Tools > General > Browsing History > Delete Cookies.
Also if you are on a cashback site that allows you to click on the same link twice, like High St Web for example, click once and follow through, then clear cookies, then click again and follow through so it tracks twice.


I also find it helps to save all the cashback sites to your favourites in the order they are listed on the A4 Guide too.


Step 3 - Start Clicking

Once you have joined the above sites you will get some free bonus cash straight-away (up to £22.50 if you sign up to all sites), others are later when you cash-out.

Then simply start your daily routine at whatever time you like and click away at the same time-ish each day. Remember - generally you need to click through, then carry out a search, then click on an external result/site for the cashback to work properly. You must also ensure you delete cookies between each cashback site.

Each site allows you to see your total (see enclosed for an example you can modify) so I know how much I have earned across all of the sites.

You need to be self-disciplined each day and make sure you do it so the free cash is slowly building up across all sites. For me, I like to take Sunday off! Each day I do my clicks between 8:00 and 8:15, just 15 minutes, before I start work. You can choose whatever time suits you but I'd say a day off is needed so I chose Sunday ;o)


Step 4 - Get Paid
Then when you have reached each sites' payout level, you will get paid! Check each sites' terms but you can request to get paid directly into your bank account or Paypal, but I don't do that as it costs money to send it to Paypal and as an avid MoneySaver every penny counts!

When you get paid by each site pop the money into your ISA or savings account so you can spend it on something special. Then start building the money up again with more clicks! OR if you don't trust yourself not to spend it... save it all year and then cashout...

PS:When you have reached your payout level on Moneybackmadness they pay you £1 for each month you don't cashout, which is great. I rollover my payout each month I can for the extra £1! I think they allow 4-5 months so it's £4 or £5 free!

Top Cashback allow you to withdraw any cash that has cleared, no minimum payout level, which is fab ;o)
Loyalty Shopper update every Wednesday for your earnings (sometimes Thurs or Friday)



More Free Cash/Vouchers

I would also recommend you join Pigsback if you are not already a member. You get vouchers to spend in stores such as Waitrose / John Lewis / UCI / Top Shop and more just from clicking and spending no money. I earn around £10 every 5 weeks and so does my husband - we have £120 from 2007 alone and used it towards Christmas.

Please let me know if I can refer you to Pigsback and I will do so asap - just let me know your initial, your surname and your e-mail address.


Here is the MSE thread that I have set up all about this guide & the daily clicks full of Q&A’s and tips etc:

http://forums.moneysavingexpert.com/showthread.html?t=609037


Please subscribe to the thread ;o) I can then e-mail you the spreadsheets and list of clicks that go with the guide.


Please do ask any questions on the thread so we can all benefit - I will be there to help and once you get set up you will be flying, possibly earning £25 per site every 3-4 months or so or maybe even in less time / earning more money depending on your routine / extra items you buy etc. An MSER helped me to get into this so I would like to help others too - don't be afraid to ask questions there, even tiny or 'silly' ones.

Enjoy the free cash & hope to see you on the above MSE dedicated thread if you have questions!

Please do the above and do not post your e-mail here if possible, and if you do, delete it as soon as you have posted it, so spammers can't see it. Thank you.