Awakening - the beginning of a lifelong journey

Well it's been a while since I have written anything here, and for that I do apologise.

The early years of a little one are frantic, exciting, tiring and enlightening  what a rollercoaster of emotions! Junior is now 5, and full of excitement for life.

As to myself, there have been some big life changes this year. 2016 started with a kitchen refit (I will update soon so you can compare the old kitchen with what we have now, a big big change and so much better for family life.

Since then there has been family bad news, career lows and then highs, and the start of a new beginning for me.

I feel in a much better space to commit to writing, which I enjoy doing and is such a great creative outlet.

So the blog posts I intend to write now are centered around family life, personal finance, retirement and some freelance musings. I’d love to interact more on the blog and I hope that my posts are helpful, and will engage you to chat, comment and break up our days with some far reaching tendrils around the virtual globe. 

The post coming up next is about 'how much' to save for retirement - a topic many of us don't want to think about much, but essential, especially in turbulent political and economic times...

Make it count - Earth Hour 2009 - Join in!

Hi everyone and a special welcome to any new followers. This here blog is intended for money-saver extraordinaires - the ones that want every nook and cranny explored!

This week my aim is a bit more general - WWF are again doing Earth Hour this year. It's a simple thing but could be so powerful across the globe. From New York, to London, Sydney and many more - everyone that can take part hopefully will. Many landmarks will turn off their lights too.

Basically, you would agree to simply not use any electricity for one hour on 28th March 2009 at 20:30 in the evening.

Please join up and register to comit do switching off for one hour:
http://earthhour.wwf.org.uk/

We did it last year and we had lots of fun, just nice to enjoy the quiet really and go back to candles and feel peaceful.

I am also getting my employer to do it, as well as mentioning it to friends and family, plus anyone else who will listen such as you lovely folk and any MSER's that aren't aware...

Not only is it green it's moneysaving so I am hoping we will all do it on the 28th!

Are you a saver or a spender?

Click here to read an interesting article on savers.

It seems many of us couldn't survive more than 7 weeks if we lost our job!

I think the ideal is 6 months wages, which would cover you for a while, takes time to get to that amount but it would allow you to feel a bit more relaxed...

I think we'd manage around 3 months each at the moment, so still much more to be done.