Monday, 23 February 2009
Counting the pennies... so the pounds can take care of themselves
Well, as some of you know, I take part in the NSD (No Spend Days) challenge on MSE – usually I do it as a ‘lurker’ – ie: I have never officially signed up, as I have been testing the water to see how well I do myself...
Well, now there’s a new post dedicated to doing it in March:
How about we all take part here on Savings Now?
It has to be worth a shot – we could support eachother either on the actual MSE thread or heer on the blog, to see how far we can stretch the cash in March.
Personally, I will not purchase:
- Treats like chocolate / crisps / sweets / soft drinks during working week
- Magazines / coffees etc on weekends
I always allow myself this ‘Pocket Money’ for the month for my non-essential spending. This covers treats, going out, clothes, entertainment and those kinds of things.
My steps for the March Challenge:
- Take my ‘Pocket Money’ out in cash again on 01 March and only spend from that.
- Get 20 No Spend Days (NSD’s) for March
- Convince him indoors that what he takes out in cash is it for the month!
I normally allow myself maximum £50 per week / £200 a month to cover everything that isn't a bill.
In February I managed well and have only taken out my £100 allowance in cash at the beginning of Feb and been using that. It means that this Friday I will have a massive £100 for my savings account which is fantastic.
Here’s to hoping we can all do this together in March!