Websites that can save you money & time today

Today I'd like to share some of the sites that I use to save some money, but the benefit is that they also save time too. Some you may already use and some may be new to you - either way share yours on here too:

- BidNip - This site saves me alot, it is a site that will bid for ebay auctions on your behalf. I am terrible for wanting to 'Buy Now' and this costs lots more money than waiting until a normal auction ends and bidding the normal way. So I do reecommend if you use ebay, sign up to BidNip. You place your maximum bid and let them remember to bid for you. It saves you waiting to the last minute and then getting carried away with bidding. Their 'snipe' can go in seconds before the auction ends. As an example, I was paying £1.70 for 1 door handle on normal Buy It Now auctions, but I used BidNip (and some patience in havoing to wait!) and reduced the handle cost to £0.80p - a 50% saving.

- Boffer.co.uk - A site that has a daily deal, listed at 11:59 every night and once sold out, that's usually it. They do run occasional special offers where they extend the deal.

- FirstDirect.com - Believe it or not, yes, your bank an save you time. Time equates to money, so that's why it's on this list. I can pay bills and never have to queue - I can call them at 3am, any day of the year. I can post cheques to pay in. It's rare to love a bank, but I do love mine.

- Amazon.co.uk - Associates programme - You can earn money from books or 2nd hand items through this programme, sometimes it is better than ebay as Amazon pay a fixed postage amount. I have sometimes bought 5 books for £2 for example at boot fairs, then listed each book on Amazon at £0.01, making some cash on the Amazon fixed postage. Not much if you always list at £0.01 but sometimes you will list a book for more, which is when it really counts. I did this alot for the Moneysavingexpert.com challenge "Make money from nothing" and it worked really well. You start off by selling items you have already got at home or were given and the money you make from that, you invest in other items, so you never spend 'real' money from your pocket. I made over £400 in that challenge and learnt alot. One Chanel book was £0.20p and sold for £9!

- Moneysavingexpert.com - This one goes without saying! The Wednesday e-mail is essential and will keep you updated on all sorts.

- Paypal - Most of us already have an account but if you don't, it can really change how you make payments and save alot of time. No more bank transfers, international payments, converting currency. Any time you can save converts to cash in other ways as you can focus on other moneysaving.

- Online Calculators & Time Savers:
Pleasures V Treasures
WhichBook - Can prevent you from that quick impulse book buy!
Mortgage Overpayment Calculator

FixtureFerrets.co.uk - This site can save you lots of cash on your supermarket shop. Find out who has the best deals before you even go there - well worth signing up for.

So there you have it - what sites do you recommend? See my other articles on moneysaving websites.

Also as Spring approaches, might be a good time to review my Spring Money Saving tips article